What are the benefits of bike insurance?

• If you have a crash, you will be covered for the cost of replacing your bike and any damage to other vehicles. (Comprehensive Cover only)
• If bike is stolen, your insurance company will swap it for a new one! (Comprehensive Cover only)
• If your bike catches fire, you will receive money towards a new one. (Third Party Fire & Theft and Comprehensive Cover only)
• It’s a Legal Requirement. This means it’s against the law to ride any motorised bike on the road without insurance. If you are stopped by the Police, they may give you a ticket, receive points, or even take away your licence!

What are the 3 types of insurance?

1. Third Party – (Legal Minimum) In case you have an accident, you are covered for the costs of damage to other vehicles or property… but not your own bike.
2. Third Party Fire & Theft The same as above, but, you’re also covered if your bike is stolen or catches fire.
3. Comprehensive This option is the same as above, but also covers the cost of repairing, or replacing, your bike for another of equal value.

• If YOU are riding a friend’s scooter, moped or motorbike
• If YOUR FRIEND rides YOUR scooter, moped or motorbike

No Insurance?

• Riding without insurance is deemed a serious offence in the eyes of the law. If you are not insured and ride a vehicle you could still get points on your licence, even before you have one!